Ashland Mill Bankruptcy Attorney
Get a Bankruptcy Lawyer Near Me
Are you considering filing for bankruptcy in Ashland Mill? When considering filing for bankruptcy protection you may need the expertise of an Ashland Mills bankruptcy attorney. With all of the changes to the US bankruptcy code since 2005, it can become confusing along with overwhelming trying to figure this out alone.
At Fisher-Sandler, LLC – Richmond, VA we specialize in chapter 7 bankruptcy, chapter 11 bankruptcy, and chapter 13 bankruptcy. All we do is bankruptcy! Nathan Fisher, Michael Sandler, and Sharon Choi Stuart have a combined 60+ years of bankruptcy law experience. Our Ashland Mills bankruptcy lawyers have filed thousands of successful bankruptcy petitions for Richmond and Ashland Mills area residents and small business owners since 1999.
If you are currently facing wage garnishment, foreclosure, eviction, utility bill cut-offs, creditor lawsuits, judgments, car repossession, frozen bank account/accounts, IRS tax levy, etc. Please contact our bankruptcy Richmond office immediately at (804) 664-3643 to schedule your FREE consultation. We understand what you are facing and want to help end your financial nightmare and get you the fresh start you deserve.
Bankruptcy Services in Ashland Mills VA
Fisher-Sandler, LLC – Richmond, VA can get the process started quickly by filing electronically. In most cases, you are protected by the automatic stay the moment you file, and the threat of lawsuits, wage garnishments, and utility shutoffs stops immediately. Creditors can no longer call you at home or at work and you can refer all creditors to us. The Law Offices of Fisher-Sandler, LLC will do all the work necessary to get you started on the road to becoming debt-free.
Our Ashland Mills Bankruptcy Services:
– Foreclosure Defense
– Student Loan Modification
– Property Exemptions
– Tax Forgiveness
– Auto Repossessions
– Stop Creditor Harassment
Ashland Mills Chapter 7 Bankruptcy Attorney
Filing Chapter 7 bankruptcy is usually a good option for people who have unmanageable levels of debt and no significant assets. It can be used to eliminate credit card debt, medical bills, and many other debts entirely. In Ashland Mills Virginia, Chapter 7 filers get an opportunity to move forward again without the crushing burden of their debts.
Filing Chapter 7 Bankruptcy in Ashland Mills
Chapter 7 is that part (or Chapter) of the Bankruptcy Code that deals with liquidation. The Bankruptcy Code is that part of the federal laws that deal with bankruptcy. A person who files under Chapter 7 in Ashland Mills is called a debtor. While almost all assets in a typical household are exempt, the debtor must turn his or her nonexempt property, if any exists, over to a trustee, who then converts the property to cash and pays the debtor’s unsecured creditors. In return, the debtor receives a Chapter 7 discharge, if he or she pays the filing fee, is eligible for such a discharge, and obeys the orders and rules of the court.
Ashland Mills Chapter 13 Bankruptcy Attorney
In a Chapter 13 bankruptcy case, the individual files a plan with the Bankruptcy Court for the repayment of all or a portion of their debts over a three to five year period. The plan must be approved by the court in order to become effective.
The individual must make regular payments to the Chapter 13 Trustee, who collects the money paid by the individual and disburses it to creditors in the manner called for in the plan.
The Bankruptcy Court has the authority to prohibit creditors from attaching assets, garnishing wages or foreclosing on an individual’s residence, as well as to compel unsecured creditors to accept a Chapter 13 plan that pays only a portion of their claims, and to discharge an individual from the unpaid portions of debts.
Ashland Mills Chapter 11 Bankruptcy Attorney
Chapter 11 bankruptcy allows individuals and businesses to consolidate debt into one monthly payment while continuing to meet day-to-day business or personal needs. Fisher-Sandler, LLC – Richmond, VA, has been practicing in bankruptcy law for a combined 60+ years and provides trusted advice when it comes to deciding which debt management solution is best. In most cases, Chapter 11 is reserved for business entities, both large and small, but individuals are sometimes able to resolve overwhelming debt by turning to this type of bankruptcy.
Emergency Bankruptcy Attorney Ashland Mills
Emergency bankruptcy filings are sometimes necessary in Ashland Mills VA. Filing for Bankruptcy is a big decision that should be carefully considered. However, sometimes it is the best move for your financial situation, and sometimes you need bankruptcy protection immediately! Circumstances that call for an emergency bankruptcy filing may arise, and our Ashland Virginia bankruptcy attorneys can help. If you are facing a foreclosure or wage garnishment, bankruptcy may provide you with the protection from creditors as the Automatic Stay comes into play immediately and all collection action and lawsuits must cease.
Our Emergency Bankruptcy Lawyers in Ashland Mills Virginia can assist you if an emergency situation should arise. Many times emergency situations happen with little or no warning. When these unfortunate events happen in a person’s life, there is peace of mind knowing that our team of debt relief experts at Fisher-Sandler, LLC – Richmond, VA are there to assist you every step of the way.
Ashland Mills – About
For nearly 35 years, Ashland Mill main festival has been the Strawberry Faire in June. Vendors from around the state sell a variety of different items (with a strawberry theme). Festivities include a Strawberry Faire Pageant for Little Miss and Mister Strawberry, as well as live performances by local artists. Ten Hanover County Schools students each year receive Strawberry Faire scholarships.
Other Cities Served in Hanover County:
- Ashland Mill
- Hanover County
- Old Church
- Wicker Corner
Hanover County Zip Codes Served: