Lake Ridge Bankruptcy Attorney – Call (703) 494-3323
Lake Ridge Bankruptcy Attorney & Foreclosure Defense
Fisher-Sandler, LLC is a full-service bankruptcy law firm providing the Lake Ridge area with bankruptcy services, along with uncontested divorce, mortgage loan modification and student loan modification services. If you need bankruptcy legal help, contact Fisher-Sandler Law immediately for a free consultation. We understand that no matter how similar two bankruptcy cases may appear, no two cases are ever identical in all respects, and our attention to detail allows us to create winning strategies that are tailor-made to suit the needs of each client.
Lake Ridge Chapter 7 & 13 Bankruptcy Lawyer
Our Lake Ridge bankruptcy lawyers take pride in developing mutually beneficial relationships with our clients by ensuring that each client understands every aspect of his or her bankruptcy case.
Lake Ridge Virginia Bankruptcy Attorney Services Offered:
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 11 Bankruptcy
- Emergency Bankruptcy Filing
- Uncontested Divorce
- Home Loan Modification
- Student Loan Modification
Lake Ridge Chapter 7 Bankruptcy Attorney
If you are wrestling with overwhelming debt in the Lake Ridge area – and the debt is winning – we can help. One option is filing a Chapter 7 bankruptcy, the most frequent kind of personal bankruptcy. A Chapter 7 bankruptcy discharges credit card debt, medical debts, auto loans, mortgage debt, and sometimes more. Since Chapter 7 bankruptcy is designed for average-income and low-income persons, you must pass a means test to qualify. The test compares your income against the median household income in Virginia. Almost anyone whose income is below the median will be eligible for Chapter 7 bankruptcy, but if your income is higher, you may still qualify under certain conditions. Bankruptcy isn’t for everyone who is struggling with debt, but for some, a Chapter 7 bankruptcy is the only realistic option. When you consult an experienced Lake Ridge Chapter 7 bankruptcy lawyer at Fisher-Sandler, we can evaluate your financial circumstances and offer you practical advice regarding the means test, bankruptcy, and your other legal options.
Lake Ridge Chapter 13 Bankruptcy Attorney
A Chapter 13 bankruptcy is a legal tool that allows debtors to create and follow a realistic debt payment plan. When you file for bankruptcy under either Chapter 13 or under Chapter 7, an order for relief – an “automatic stay” – goes into effect. The automatic stay prevents creditors from harassing you about mortgage debt, credit card debt, auto loan debt, and medical bills during the period of the bankruptcy. A Chapter 13 bankruptcy usually allows those with a regular income to pay their debts over a period of three-to-five years, and it consolidates those debts into one monthly payment. It’s the legal way to avoid foreclosure or repossession and to begin managing out-of-control debt effectively. A number of factors determine if you are eligible to file a Chapter 13 bankruptcy. In the Lake Ridge area, if you believe that a Chapter 13 bankruptcy might be best for you, speak right away with an experienced Lake Ridge Chapter 13 bankruptcy lawyer at Fisher-Sandler Law Firm.
Contact Our Experienced Lake Ridge Bankruptcy Lawyers Today
The larger law firms handle a huge volume of cases and often cannot give a particular case the special attention it needs. In those firms, the “smaller” cases are often passed on to junior associates who may not be adequately experienced or sufficiently qualified. The experienced Lake Ridge bankruptcy lawyers at the Fisher-Sandler Law Firm handle your case personally; you aren’t handed over to an assistant, and you never become just another case number. Fisher-Sandler maintains high professional standards; provides affordable, quality bankruptcy legal services, and works hard to bring your case or legal concern to its best possible resolution. Contact Fisher-Sandler today and schedule a free consultation by completing the form on this website’s contact page or by calling 703-494-3323.
Lake Ridge Virginia, 22192 – About
Lake Ridge is a suburb of Washington, D.C. with a population of 44,552. Lake Ridge is in Prince William County and is one of the best places to live in Prince William County Virginia. Living in Lake Ridge offers residents a dense suburban feel and most residents own their homes. In Lake Ridge, there are a lot of restaurants, coffee shops, and parks. Many families and young professionals live in Lake Ridge. The public schools in Lake Ridge are considered to be way above the national average. The median household income in Lake Ridge, Virginia is $83,295. The median household income for the surrounding county is $84,467 compared to the national median of $49,877. The median age of people living in Lake Ridge is 38.3 years. The average high temperature in July is 87.6 degrees, with an average low temperature in January of 26 degrees. The annual precipitation is 40.71.