Dunn Loring Bankruptcy Attorney
Get a Bankruptcy Lawyer Near Me
At Fisher-Sandler, LLC Law Offices, we know that filing bankruptcy is not a decision most people take lightly. If you are considering speaking to a Dunn Loring bankruptcy attorney about your financial troubles, we understand this is a last resort and that you have likely exhausted numerous other options.
When you are having trouble paying your bills, it is easy to feel overwhelmed. You probably have creditors calling and sending threatening letters demanding payment. It can reach a point where you are afraid to pick up the phone or collect the mail. All you really want is a way to get out from under your debt and move on with your life. You’ve thought about bankruptcy but you’ve heard terrible things about what it can do to your credit and your future.
The truth is that filing bankruptcy is not a tragic ending but a new beginning. At Fisher-Sandler, LLC we have been helping clients to get a fresh start without the burden of excessive debt holding them back. We offer comprehensive debt relief solutions designed to accommodate the unique circumstances of your situation.
Dunn Loring Bankruptcy Lawyers
Every client works directly with either Nathan Fisher or Michael Sandler from filing for bankruptcy to discharge of debt. Our firm has helped clients file Chapter 7, Chapter 11, and Chapter 13 bankruptcies. We can also help you identify alternatives to bankruptcy if needed. Our clients appreciate the relaxed, low-stress environment at our offices and the personalized attention they receive from Fisher-Sandler.
Dunn Loring Bankruptcy Services:
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 11 Bankruptcy
- Emergency Bankruptcy Filing
- Mortgage Loan Modification
- Student Loan Modification
- Uncontested Divorce
- Wage Garnishment
- IRS/Bank Levy
- Foreclosure Defense
- Property Exemptions
- Tax Forgiveness
- Auto repossessions
- Creditor Harassment
Understanding the Bankruptcy Process
When you first decide to file for bankruptcy or research what is involved in the process, it can seem a little overwhelming. One of the best steps you can take to make the process easier on yourself is to consult with an experienced Dunn Loring bankruptcy attorney. Nathan Fisher and Michael Sandler have more than 40 years of combined experience in the field of bankruptcy law, we strive to make the process painless and efficient for our clients. We believe that the best way to avoid as many of the complications as possible is to give you a comprehensive understanding of the process.
At The Law Offices of Fisher-Sandler, we are familiar with every aspect of Chapter 7, Chapter 11 and Chapter 13 bankruptcy law. When you hire us to represent your case, we don’t just throw a booklet at you with paperwork and send you on your way. We are committed to providing you with valuable, accurate information and guiding you towards every step of the bankruptcy process. You can rely on us to be here for you when you need us to be, answering your questions and addressing your concerns.
The basic steps of the bankruptcy process are as follows:
- Retaining the services of a lawyer
- Gathering all of your documents
- Preparing your case to file
- Assistance with credit counseling
- Filing your case paperwork
- Enforcing the automatic stay
- Attending the meeting of creditors
- Preparing your discharge/repayment plan
Hire a Bankruptcy Attorney in Dunn Loring
If you are overwhelmed by the debt you are in, we are here to help. With many stages involved in the process, our skilled and knowledgeable legal team is here to help you determine whether bankruptcy is right for you or not. There are a number of factors that we consider to advise our clients, such as the amount of debt you have and whether you have assets that are at risk of being lost. Typically, if you have less than $20,000 in debt, it is best to seek debt settlement rather than file for bankruptcy.
Chapter 7 Bankruptcy Attorney Dunn Loring
Chapter 7 bankruptcy, also known as “fresh start” bankruptcy, provides debt relief for honest people who are being crushed by overwhelming debt. Many people, from white-collar professionals to blue-collar auto workers, find themselves unable to keep up with credit cards, medical or other debts after experiencing job loss, illness, divorce or other circumstances beyond their control.
If this is your situation, Chapter 7 bankruptcy can be an effective method of discharging most of your debt, giving you the fresh start you need. In addition, you will be able to keep your house, car and retirement savings in most cases.
Our Dunn Loring Bankruptcy Lawyers have helped individuals just like you understand and navigate the Chapter 7 bankruptcy process. We can help you too. Call (703) 691-1642 or contact Fisher-Sandler, LLC to find out how we can help you get relief from overwhelming debt. Your initial consultation is FREE.
Chapter 13 Bankruptcy Attorney Dunn Loring
For many individuals who do not qualify or have debt relief needs that cannot be addressed by Chapter 7 bankruptcy, Chapter 13 is an effective route. Chapter 13 bankruptcy provides debtors the breathing room they need to pay back some or all of their debts over an extended period of time. By establishing a repayment plan that is tied to what you can afford, a successful Chapter 13 filing can relieve much of the stress and burden of overwhelming debt.
Filing for bankruptcy is your right under the law, not a personal failure. Call (703) 691-1642 or contact us online to find out how we can help you get a fresh start through Chapter 13 bankruptcy in Virginia. Your initial consultation is free.
Understanding Chapter 13 Bankruptcy
Also known as “debt reorganization” or “wage earner’s bankruptcy,” Chapter 13 is a more complicated and time-consuming process than Chapter 7 bankruptcy. For various reasons, however, chapter 7 bankruptcy is not for everyone. For those who do not qualify because their income or assets exceed eligibility requirements, those who have filed for Chapter 7 in the past eight years, or those who have tax debt issues or defaults that cannot be cured through Chapter 7, Chapter 13 may be the right solution. In this form of bankruptcy, you repay all or some of your debt over three to five years, and it protects your home and car from foreclosure and repossession.
In addition, Chapter 13 offers advantages that Chapter 7 does not. You can cure delinquent mortgage amounts over time, as long as you continue to make repayments in a timely fashion. It allows you to reschedule other secured debts, such as a car loan, stretching them out over an extended period. In addition, Chapter 13 provides protections to third parties who are jointly liable for consumer debts, such as co-signers on a loan.
Chapter 13 is essentially a debt consolidation process. After your reorganization plan is approved by the bankruptcy court, you will make payments to the bankruptcy trustee, who will then distribute those payments to your individual creditors. At the successful conclusion of the repayment plan, the remaining debt is discharged.
As with Chapter 7 Bankruptcy, once we file your Chapter 13 petition, an automatic stay will take effect, ending virtually all creditor harassment.
Contact a Dunn Loring Bankruptcy Lawyer
We are committed to helping our clients understand their rights and options under the bankruptcy law and developing the debt relief solution that makes the most sense for each individual. We invite you to call (703) 691-1642 to contact our Fairfax office to schedule a free initial consultation with an experienced Dunn Loring bankruptcy lawyer. Call (703) 691-1642 or contact us online to schedule an appointment to find out how we can help you.
Dunn Loring Virginia – About
Dunn Loring is a suburb of Washington, D.C. with a population of 9,473. Dunn Loring is in Fairfax County and is one of the best places to live in Virginia. Living in Dunn Loring offers residents a rural feel and most residents own their homes. In Dunn Loring there are a lot of restaurants, coffee shops, and parks.
Dunn Loring, the earliest platted subdivision in Fairfax County and possibly the Commonwealth of Virginia, was founded in 1886. General William McKee Dunn and his wife Elizabeth Lanier Dunn purchased about 600 acres located on the Washington, Ohio and Western Railroad, now the Washington and Old Dominion Regional Trail, from L. B. Clarke and his wife on June 8, 1886. On September 22, 1886, the land was transferred to the Loring Land and Improvement Company, composed of General Dunn, then a retired Army brigadier general and former Judge Advocate General; George B. Loring, a former congressman and Commissioner of Agriculture; and George H. LeFetra, a Washington temperance hotel proprietor. The Town of Dunn Loring was advertised for residential sales in 1887. The Loring Land and Improvement Company built a railroad station and a post office, but shortly thereafter General Dunn died, and the development stagnated. During the Spanish–American War, the founding of Camp Russell A. Alger brought growth and prosperity to Dunn Loring, and among the troops trained at Camp Alger was the celebrated author-poet Carl Sandburg, after whom the present Sandburg Street was named. In 1912, Fairfax Shield McCandlish bought out the interests of the developers, consolidated parcels, and subdivided the land into its current platting. Following World War II, the area began to develop as part of Metropolitan Washington, D.C.
Other Cities Served in Fairfax County:
- Dunn Loring
- Fairfax Station
- Falls Church
- Fort Belvoir
- Great Falls
- Mason Neck
- Mount Vernon
- Fairfax County
Zip Codes Served: