Falls Church Bankruptcy Attorney
Get a Bankruptcy Attorney Near Me
Filing for bankruptcy in Falls Church, VA is not a small matter. The new bankruptcy code can be confusing and can leave you feeling overwhelmed and wondering whether filing for bankruptcy is your best option.
The Falls Church bankruptcy attorneys at Fisher-Sandler, LLC has well over 40 years of combined bankruptcy law experience. We have filed thousands of successful bankruptcy petitions since 1999 in the Falls Church and Northern Virginia area.
The best way to get your bankruptcy questions answered is to speak with an experienced Falls Church bankruptcy lawyer at The Law Offices of Fisher-Sandler, LLC. Nathan Fisher and Michael Sandler are more than just capable bankruptcy attorneys – they devote their lives to understanding the ins and outs of the bankruptcy code, so they are fully prepared to file your bankruptcy petition and have it successfully accepted by the US Bankruptcy Court and your Bankruptcy Trustee.
Falls Church Bankruptcy Services
Whether you are facing wage garnishment, foreclosure, past-due medical bills, eviction, utility bill cut-offs, creditor lawsuits, judgements, IRS tax levy, frozen bank account/accounts, harassing phone calls and letters from creditors. Fisher-Sandler are Falls Church bankruptcy attorneys and we can help you today.
– Foreclosure Defense
– Student Loan Modification
– Property Exemptions
– Tax Forgiveness
– Auto Repossessions
– Stop Creditor Harassment
Benefits of Filing for Bankruptcy in Falls Church
Bankruptcy Lawyers in Falls Church With 40 Years Combined Experience
Are you overwhelmed with debt problems that seem impossible to solve? You may be considering exploring debt-relief options, such as bankruptcy, as a way to eliminate or reduce your debt. At Fisher-Sandler, LLC, we can help you determine whether bankruptcy is the best choice for you in Falls Church Virginia to solve your financial problems. Our dedicated and knowledgeable Falls Church bankruptcy lawyers are committed to providing you with exceptional service and helping you find the right solution to your unique situation.
Call Fisher-Sandler at (703) 691-1642 Today
How Fisher-Sandler Can Help You Obtain the Benefits
The main purpose of bankruptcy is to help individuals like yourself who are facing deep financial debt to get out of financial distress. While bankruptcy does have its costs, we believe that its benefits significantly outweigh its costs in a majority of cases. Although bankruptcy is not the right solution for every person, it can provide relief and a new start for many individuals and families. Bankruptcy is most appropriate for people who have $20,000 or more in debt, whereas families with less than $20,000 in debt may want to consider debt settlement for your unique situation.
A few of the many benefits of filing for bankruptcy include:
– Stop creditor harassment
– Stop foreclosure or repossession
– Eliminate or reduce your debt
– Start rebuilding your credit
– Stop wage garnishment
– Start building financial reserves
Why Hire Fisher-Sandler, LLC?
At The Law Offices of Fisher-Sandler, LLC, we know that crushing debt can be overwhelming, and getting back on track can be difficult. Our goal is to help you get through every step of the bankruptcy process to create a better life for yourself. Whether you file for Chapter 7 to liquidate your debt or restructure with Chapter 13, we hope that we can help lift the weight of your financial debt.
Set up a free consultation with Fisher-Sandler, LLC your Falls Church Bankruptcy Attorneys at (703) 691-1642 today.
Falls Church Chapter 7 Bankruptcy Attorney
File for Chapter 7 in Falls Church
Being in debt is one of the most difficult situations to live with, especially if you are starting to face creditor harassment due to the amount of money you owe. Whether you are in debt to credit card companies, hospitals, or the IRS, Fisher-Sandler, LLC can help. Our Falls Church bankruptcy lawyers can help you to determine if you are eligible for Chapter 7 bankruptcy and explain the many advantages of filing for this type of bankruptcy.
At The Law Offices of Fisher-Sandler, we understand that you have many bankruptcy lawyers to choose from. With the right Falls Church bankruptcy attorney by your side, your case is likely to go by much faster and easier. With more than 40 years plus of combined experience in bankruptcy law, our bankruptcy attorneys can help you with all your legal needs today.
Is Chapter 7 Bankruptcy Right for You?
Chapter 7 is known as the liquidation chapter. While bankruptcy is a viable solution for many people, however, it is not for everyone. There are many factors to consider if you are considering filing for bankruptcy, as well as a means test that you will need to take. A means test helps to determine whether you are eligible based on your assets and income.
Chapter 7 bankruptcy might be right for you if the following statements are true:
– You have significant medical bills you cannot repay
– You have credit card debt which is unmanageable
– You don’t have much equity in your home
– You don’t have significant valuable assets to lose
– You are unable to pay back personal loans
– You are currently unable to drive due to motor vehicle surcharges
Do I Qualify for Chapter 7 in Falls Church VA?
Any person who owns property can file for Chapter 7 bankruptcy, however, in order for your debt to be discharged, you must meet several requirements:
– You must pass the “means test”.
– You have not already filed a previous bankruptcy within a certain period.
– The bankruptcy court must not believe you are cheating creditors.
– You must be a natural person.
The means test is basically a test that determines whether or not you have enough disposable income to repay some of your debts over a five-year period. This means the monthly paycheck you receive should be enough to pay a portion of your debts after subtracting specific expenses.
You cannot file for Chapter 7 if you already obtained a debt discharge within the last eight years or a Chapter 13 case within the last six years. You also cannot file if a previous Chapter 7 case of yours was dismissed within the last 180 days for these reasons:
– You violated a court order.
– The bankruptcy court decided that your case was filed fraudulently.
– You requested a dismissal.
Choose the Right Falls Church Lawyer for Your Chapter 7 Bankruptcy
If you want to learn more about the bankruptcy process or simply want to confirm that Chapter 7 is right for you, turn to the Falls Church attorneys at Fisher-Sandler, LLC. Attorneys Nathan Fisher and Michael Sandler have over forty plus years of bankruptcy law experience and are ready to answer any questions you might have. Do not hesitate to reach out today!
Falls Church Chapter 13 Bankruptcy Attorney
File For Chapter 13 in Falls Church
If you are feeling weighed down by debt and aren’t sure what your options may be, Fisher-Sandler, LLC can help. Even if you don’t qualify for Chapter 7 bankruptcy due to a steady income, you may qualify for Chapter 13 bankruptcy. Chapter 13 is also known as the reorganization chapter because it allows you to propose a reorganization plan. In this chapter of bankruptcy, you can restructure the debt you owe, making your debt more manageable and avoid creditor actions. However, if you have less than $20,000 of debt, you may want to consider debt settlement instead.
Who Qualifies for Chapter 13 Bankruptcy in Falls Church?
The people who qualify for Chapter 13 bankruptcy are typically those who do not qualify for Chapter 7, due to having a steady income or not passing the means test. However, if you are being harassed by creditors, facing foreclosure or repossession, or have other similar concerns, filing for Chapter 13 may be the solution for you. Once you file, an automatic stay is put in place which prevents all types of creditor actions. Our experienced Falls Church Chapter 13 bankruptcy lawyer can help you figure out whether this course of action fits your needs.
You may be a good candidate for Chapter 13 bankruptcy if:
– You want to protect your home from foreclosure
– You are being harassed by creditors
– Your automobile is at risk of being repossessed
– You have a job or steady income
– You are not eligible for Chapter 7
– You want to eliminate certain eligible taxes
– You have valuable assets that you want to protect
If you would like to seek legal advice and find solutions for your unique financial problems, Fisher-Sandler, LLC is here to assist you. Schedule a free consultation by calling us at (703) 691-1642.
Falls Church Virginia – About
The City of Falls Church is a unique and historic city. Besides featuring quick access to renowned museums and art galleries in nearby Washington, D.C., almost every neighborhood is a treasure of its own with a variety of restaurants and shops that reflect the city’s great ethnic and cultural diversity. You’ll find a warm welcome in the City of Falls Church, and it is our hope that you will be an active part of the community, so shop, play, stay for a while, and join us in the many activities offered throughout the year.
Falls Church is conveniently located just miles from Washington, DC. (City Hall is only nine miles from the White House.) Falls Church is easily accessed by Routes 66 and 50, the East and West Falls Church Metro Stations (Orange Line), and by a number of bus routes. Interestingly, neither Metro station lies within the City’s boundary.
Things To Do in Falls Church VA
Here are a few interesting facts about Falls Church, Virginia to help you better enjoy your Fairfax County vacation. The City of Falls Church was named after the historic Episcopal church known as “William Gunnell’s Church,” and is a historical destination known locally as “The Little City.” It has abundant Civil War stories for history enthusiasts and is home to some of the area’s best boutique shopping and local dining establishments. On the outskirts of Falls Church at Seven Corners, you’ll find the Eden Center which bills itself as “The Premier Asian Center.” Here you can find authentic pho, banh mi, bubble tea, and other Asian-themed gifts. See you soon!
Other Cities Served in Fairfax County:
- Dunn Loring
- Fairfax Station
- Falls Church
- Fort Belvoir
- Great Falls
- Mason Neck
- Mount Vernon
- Fairfax County
Zip Codes Served: