Herndon Bankruptcy Attorney
Get a Bankruptcy Lawyer Near Me
When facing the real possibility of filing bankruptcy in Herndon. You have to weigh all of your options and see if hiring an experienced Herndon bankruptcy attorney is your best option. With the changes in the US Bankruptcy Code in 2005, the bankruptcy process itself has become a maze of paperwork and quite honestly overwhelming without the help of a bankruptcy professional.
But it does not have to be this way! The bankruptcy attorneys at Fisher-Sandler, LLC have been helping Northern Virginia residents and small business owners file for bankruptcy protection since 1999. Both Nathan Fisher and Michael Sandler have successfully filed thousands of bankruptcy petitions during this time.
Nathan and Michael both know what you are facing and how financial pressures can affect your family and work life. Things like wage garnishment, eviction notices, foreclosure, utility cut-offs, garnished paychecks, IRS tax liens, creditor judgments and lawsuits along with the constant creditor phone calls and letters. All of these situations can be stopped immediately when you file either a Chapter 7 or chapter 13 bankruptcy or in dire cases an emergency bankruptcy filing, which can be done in-office during your consultation and filed electronically.
Stop the hamster wheel you’re on and get the sound legal advice that Fisher-Sandler offers. Consultations are always FREE. Get your life back today and get on the road to your “fresh start”..Call Now (703) 691-1642
Bankruptcy Services in Herndon
At Fisher-Sandler we offer a wide variety of bankruptcy services that help our clients get out of debt and start their lives over. So whether you’re in need of chapter 7, chapter 11, chapter 13, loan modifications for either home mortgages or student loans along with uncontested divorce. We can help you get the results you’re looking for.
Some Of Our Bankruptcy Services Are Below:
– Foreclosure Defense
– Student Loan Modification
– Property Exemptions
– Tax Forgiveness
– Auto Repossessions
– Stop Creditor Harassment
Emergency Bankruptcy Attorney Herndon
Herndon Emergency Bankruptcy Filing
Filing for Chapter 7 bankruptcy can provide you with relief from creditor collection actions, but it takes time. You have to complete and file a multi-page petition, attend the 341 meeting (Meeting of Creditors), and more. But what if you can’t wait that long? What if you’re facing wage garnishment, repossession, foreclosure, or other collection action that you must respond to immediately? In such a case, you may be able to file an emergency bankruptcy.
Emergency bankruptcy grants you an immediate automatic stay, which stops your creditors from contacting you or taking any other actions against you. The required filing forms are:
- The voluntary bankruptcy petition, which contains information about which chapter you’re filing as well as your personal details (Form 1)
- A statement about your Social Security number (Form B121)
- The creditor mailing matrix with the names and addresses of the creditors who will appear in the bankruptcy schedules.
- A certificate confirming completion of the credit counseling course OR a request for a waiver
If you need to make an emergency bankruptcy filing, a Herndon bankruptcy attorney at Fisher-Sandler, LLC can provide you with the required guidance. Once the automatic stay is in effect, you can file the rest of the documentation and work your way toward a better financial future.
Herndon Chapter 7 Bankruptcy Attorney
Fisher-Sandler, LLC specializes in filing Chapter 7 bankruptcy petitions for Herndon Virginia clients. We have successfully filed thousands of chapter 7 bankruptcies since 1999. Chapter 7 is often referred to as the “fresh start” bankruptcy. It eliminates all of your unsecured debts and is completed in three to six months.
Once your Chapter 7 bankruptcy filing is approved, you are granted an automatic stay that protects you from all further collection efforts. You no longer owe all those high-interest credit card payments, expensive medical debt, and other obligations that have been keeping you awake at night. If your bank accounts have been frozen or any creditors have been garnishing your wages, then those activities are required to stop.
Benefits of Chapter 7
The main reason why Chapter 7 is more popular than Chapter 13 is that it is over quickly and all debts are discharged except for secured debts and certain obligations such as child support, tax arrears, and student loans.
Additional benefits include:
– There are no limits on the amount of debt that can be discharged, while you are prevented from filing for Chapter 13 if you owe more than $394,725 in unsecured debt and $1,184,200 in secured debt.
– You are not required to repay your debts in a three to five-year repayment plan.
– In most cases, any assets you acquire after filing cannot be seized.
Herndon Chapter 13 Bankruptcy Attorney
Sometimes instead of filing chapter 7, chapter 13 bankruptcy makes more sense according to your income levels. At Fisher-Sandler, LLC we specialize in Chapter 13 bankruptcy petitions. Since 1999, both Nathan and I have filed thousands of successful Chapter 13 bankruptcies.
Not qualifying for a Chapter 7 bankruptcy does not close the door to a resolution of your money problems. At Fisher-Sandler, LLC., we communicate to our clients their various options to secure a debt-free future. One of those options is a Chapter 13 debt reorganization. Imagine one affordable monthly payment instead of multiple financial obligations that you struggle to afford.
Herndon Virginia – About
Herndon was named for Commander William Lewis Herndon, American naval explorer, and author of Exploration of the Valley of the Amazon. Commander Herndon captained the ill-fated steamer SS Central America, going down with his ship while helping to save over 150 of its passengers and crew. The settlement was named Herndon in 1858. In the 1870s, many Northern soldiers and their families came to settle in the area, taking advantage of moderate climate and low land prices.
Things To Do In Herndon VA
For your vacation or weekend getaway, plan a stay in Historic Herndon, VA. You’ll find small-town charm while maintaining all the amenities of big city life. This historic Virginia town showcases its railroad history at the rail station depot in downtown Herndon. The rail station has recently been renovated to its original architectural form making it a great addition to your next trip. From art galleries and walking tours to breweries and urban villages, Herndon offers a plethora of great things to do.
Other Cities Served in Fairfax County:
- Dunn Loring
- Fairfax Station
- Falls Church
- Fort Belvoir
- Great Falls
- Mason Neck
- Mount Vernon
- Fairfax County
Zip Codes Served: